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<channel>
	<title>Pligg beta 9</title>
	<link>http://www.financialsurgery.co.uk</link>
	<description>Pligg Web 2.0 Content Management System</description>
	<pubDate>Wed, 22 Aug 2007 10:12:19 UTC</pubDate>
	<language>en</language>
	<item>
		<title><![CDATA[Bank Base Rate - Effects on Mortgages]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Bank-Base-Rate--Effects-on-Mortgages</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Bank-Base-Rate--Effects-on-Mortgages</comments>
		<pubDate>Wed, 22 Aug 2007 10:12:19 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Bank-Base-Rate--Effects-on-Mortgages</guid>
		<description><![CDATA[If you have borrowed to your limit on your mortgage and are on a variable rate deal the increase in base rate is bound to take its toll.  Variable ra ]]></description>
	</item>

	<item>
		<title><![CDATA[First-time buyers are the 'new poor']]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=First-time-buyers-are-new-poor</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=First-time-buyers-are-new-poor</comments>
		<pubDate>Wed, 22 Aug 2007 10:11:41 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=First-time-buyers-are-new-poor</guid>
		<description><![CDATA[Radical measures are needed to help the huge numbers of young people who now have no hope of buying a home of their own says David Pretty, who retire ]]></description>
	</item>

	<item>
		<title><![CDATA[The Typical Landlord]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Typical-Landlord</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Typical-Landlord</comments>
		<pubDate>Sun, 19 Aug 2007 10:20:25 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Typical-Landlord</guid>
		<description><![CDATA[Research from Paragon Mortgages and Mortgage Trust has revealed the make-up of a typical buy-to-let landlord in today?s market. ]]></description>
	</item>

	<item>
		<title><![CDATA[Get decked out to add value]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Get-decked-out-to-add-value</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Get-decked-out-to-add-value</comments>
		<pubDate>Sun, 19 Aug 2007 10:19:50 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Get-decked-out-to-add-value</guid>
		<description><![CDATA[Although property prices remain healthy, the British housing market is slowing slightly according to the Bank of England. To sustain good financial r ]]></description>
	</item>

	<item>
		<title><![CDATA[Ease pain of dental charges]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Ease-pain-dental-charges</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Ease-pain-dental-charges</comments>
		<pubDate>Mon, 13 Aug 2007 21:28:40 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Ease-pain-dental-charges</guid>
		<description><![CDATA[More than five million people visit a dentist every year and for many, private care is the only option. Insurance is becoming increasingly necessary ]]></description>
	</item>

	<item>
		<title><![CDATA[Biggest financial commitment]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Biggest-financial-commitment</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Biggest-financial-commitment</comments>
		<pubDate>Mon, 13 Aug 2007 21:27:44 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Biggest-financial-commitment</guid>
		<description><![CDATA[A mortgage is usually the biggest financial commitment any of us will make.  Like any financial product, rates and offers vary and looking to remortg ]]></description>
	</item>

	<item>
		<title><![CDATA[Unemployed IVA]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Unemployed-IVA</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Unemployed-IVA</comments>
		<pubDate>Tue, 07 Aug 2007 07:48:21 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Unemployed-IVA</guid>
		<description><![CDATA[If you are unemployed you will not be allowed to do an IVA. The rules of an IVA state that you must not be unemployed.... ]]></description>
	</item>

	<item>
		<title><![CDATA[Payment Protection Insurance]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Payment-Protection-Insurance</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Payment-Protection-Insurance</comments>
		<pubDate>Tue, 07 Aug 2007 07:47:31 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Payment-Protection-Insurance</guid>
		<description><![CDATA[Payment Protection Insurance (PPI) is an insurance policy that covers repayments on personal borrowing such as a mortgage, credit card or personal lo ]]></description>
	</item>

	<item>
		<title><![CDATA[Soaring NI prices hit affordability]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Soaring-NI-prices-hit-affordability</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Soaring-NI-prices-hit-affordability</comments>
		<pubDate>Tue, 07 Aug 2007 07:47:09 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Soaring-NI-prices-hit-affordability</guid>
		<description><![CDATA[Northern Ireland's average house price has sailed past 200,000 pounds for the first time, the University of Ulster has reported. Its latest quarterly ]]></description>
	</item>

	<item>
		<title><![CDATA[IVA versus bankruptcy]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=IVA-versus-bankruptcy</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=IVA-versus-bankruptcy</comments>
		<pubDate>Sat, 28 Jul 2007 11:22:56 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=IVA-versus-bankruptcy</guid>
		<description><![CDATA[The choice between IVA versus bankruptcy will depend on your circumstances and on your attitude towards the money you owe. At myIVA-Adviser.com we sp ]]></description>
	</item>

	<item>
		<title><![CDATA[Choosing your mortgage ? customer service and reputation do count.]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Choosing-your-mortgage--customer-service-reputation-do-count-</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Choosing-your-mortgage--customer-service-reputation-do-count-</comments>
		<pubDate>Sat, 28 Jul 2007 11:21:50 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Choosing-your-mortgage--customer-service-reputation-do-count-</guid>
		<description><![CDATA[Recent moneyfacts.co.uk user polls have shown that 18% of us have moved mortgage provider due to bad customer service.  28% of us have avoided taking ]]></description>
	</item>

	<item>
		<title><![CDATA[Rental demand stays high]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Rental-demand-stays-high</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Rental-demand-stays-high</comments>
		<pubDate>Sat, 28 Jul 2007 11:21:09 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Rental-demand-stays-high</guid>
		<description><![CDATA[Demand for rental property remains high in the first quarter, the National Association of Estate Agents has reported. Its latest survey of letting me ]]></description>
	</item>

	<item>
		<title><![CDATA[Insurance offers life-saver cover]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Insurance-offers-life-saver-cover</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Insurance-offers-life-saver-cover</comments>
		<pubDate>Sat, 21 Jul 2007 11:48:52 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Insurance-offers-life-saver-cover</guid>
		<description><![CDATA[A leading health insurer is to bring out a policy to pay for life-saving cancer drugs that are not available on the NHS ]]></description>
	</item>

	<item>
		<title><![CDATA[Mortgage included IVA]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Mortgage-included-IVA</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Mortgage-included-IVA</comments>
		<pubDate>Sat, 21 Jul 2007 11:47:34 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Mortgage-included-IVA</guid>
		<description><![CDATA[A mortgage is not included as a debt in an IVA. A mortgage is a secured debt which cannot be included in an IVA... ]]></description>
	</item>

	<item>
		<title><![CDATA[Life Assurance - Protecting your mortgage]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Life-Assurance--Protecting-your-mortgage</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Life-Assurance--Protecting-your-mortgage</comments>
		<pubDate>Sat, 21 Jul 2007 11:45:49 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Life-Assurance--Protecting-your-mortgage</guid>
		<description><![CDATA[The first time that many of us will think about life assurance is when buying our first home.  Many mortgage lenders insist that life cover is taken ]]></description>
	</item>

	<item>
		<title><![CDATA[Back down on HIPs but concerns continue]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Back-down-on-HIPs-but-concerns-continue</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Back-down-on-HIPs-but-concerns-continue</comments>
		<pubDate>Sat, 21 Jul 2007 11:45:02 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Back-down-on-HIPs-but-concerns-continue</guid>
		<description><![CDATA[With only just over 500 energy assessors in place, the Government has been forced to make a major climb down over introduction of Home Information Pa ]]></description>
	</item>

	<item>
		<title><![CDATA[The best IVA]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=best-IVA-1</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=best-IVA-1</comments>
		<pubDate>Thu, 05 Jul 2007 11:54:55 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=best-IVA-1</guid>
		<description><![CDATA[We believe the best IVA service you can find is at myIVA-Adviser.com We are a dedicated IVA provider with specialist IVA advisers ready to help you w ]]></description>
	</item>

	<item>
		<title><![CDATA[Housing Market Confidence Increases]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Housing-Market-Confidence-Increases</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Housing-Market-Confidence-Increases</comments>
		<pubDate>Thu, 05 Jul 2007 11:54:23 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Housing-Market-Confidence-Increases</guid>
		<description><![CDATA[Recent reports suggest that the housing market is currently stable and that we are unlikely to experience the ?crash? that some people had predicted. ]]></description>
	</item>

	<item>
		<title><![CDATA[Price rises make interest hike all but a a certainty]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Price-rises-make-interest-hike-all-but--certainty</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Price-rises-make-interest-hike-all-but--certainty</comments>
		<pubDate>Thu, 05 Jul 2007 11:53:45 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Price-rises-make-interest-hike-all-but--certainty</guid>
		<description><![CDATA[Rather than slow, the rate of house price increase went up last month, Nationwide has reported. Its latest house price index puts the April rise at 0 ]]></description>
	</item>

	<item>
		<title><![CDATA[Cooper plugs grant options]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Cooper-plugs-grant-options</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Cooper-plugs-grant-options</comments>
		<pubDate>Sun, 24 Jun 2007 15:52:00 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Cooper-plugs-grant-options</guid>
		<description><![CDATA[It could become easier for property owners to obtain grants for putting energy saving changes highlighted in the energy assessments that the Governme ]]></description>
	</item>

	<item>
		<title><![CDATA[Protection for your garden]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Protection-your-garden</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Protection-your-garden</comments>
		<pubDate>Mon, 11 Jun 2007 09:00:55 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Protection-your-garden</guid>
		<description><![CDATA[Summertime has officially started and the nation's army of burglars are looking forward to a bountiful season. Are you covered against green-fingered ]]></description>
	</item>

	<item>
		<title><![CDATA[Loans for people with IVA's]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Loans-people-with-IVAs-1</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Loans-people-with-IVAs-1</comments>
		<pubDate>Mon, 11 Jun 2007 09:00:24 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Loans-people-with-IVAs-1</guid>
		<description><![CDATA[It is not permitted to give loans to people with IVAs. The point of an IVA is to allow people in debt to pay back what they can afford with out takin ]]></description>
	</item>

	<item>
		<title><![CDATA[Critical Illness Cover Standards]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Critical-Illness-Cover-Standards</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Critical-Illness-Cover-Standards</comments>
		<pubDate>Mon, 11 Jun 2007 08:59:35 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Critical-Illness-Cover-Standards</guid>
		<description><![CDATA[A new initiative to improve Critical Illness cover (CIC) has been launched by the Association of British Insurers (ABI), writes Jane Baker. The ?Stat ]]></description>
	</item>

	<item>
		<title><![CDATA[Prices rise again but rate expected to slow]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Prices-rise-again-but-rate-expected-to-slow</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Prices-rise-again-but-rate-expected-to-slow</comments>
		<pubDate>Mon, 11 Jun 2007 08:59:03 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Prices-rise-again-but-rate-expected-to-slow</guid>
		<description><![CDATA[House prices rose by 1.0 per cent in March, the Halifax has estimated. The rise is the second smallest monthly increase since August 2006, said the l ]]></description>
	</item>

	<item>
		<title><![CDATA[Fewer illness claims turned down]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Fewer-illness-claims-turned-down</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Fewer-illness-claims-turned-down</comments>
		<pubDate>Sun, 03 Jun 2007 16:44:02 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Fewer-illness-claims-turned-down</guid>
		<description><![CDATA[Standard Life has reported a sharp fall in the number of critical illness cover claims it turns down - It will be small comfort to one family left ou ]]></description>
	</item>

	<item>
		<title><![CDATA[Buy-to-Let Administration and Regulation]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Buy-to-Let-Administration-Regulation</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Buy-to-Let-Administration-Regulation</comments>
		<pubDate>Sun, 03 Jun 2007 16:41:10 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Buy-to-Let-Administration-Regulation</guid>
		<description><![CDATA[Recent press coverage and  industry research indicates that there has never been a better time to enter  the buy-to-let market, but following recent ]]></description>
	</item>

	<item>
		<title><![CDATA['Fairly firm' housing market shows signs of cooling]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Fairly-firm-housing-market-shows-signs-cooling-1</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Fairly-firm-housing-market-shows-signs-cooling-1</comments>
		<pubDate>Sun, 03 Jun 2007 16:40:48 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Fairly-firm-housing-market-shows-signs-cooling-1</guid>
		<description><![CDATA[House prices were rising at an annual rate of 9.3 per cent in March - down from the 10.2 per cent reported in February, said the nationwide in its la ]]></description>
	</item>

	<item>
		<title><![CDATA[4X4 insurance bills to soar]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=4X4-insurance-bills-to-soar</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=4X4-insurance-bills-to-soar</comments>
		<pubDate>Sat, 02 Jun 2007 01:03:13 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=4X4-insurance-bills-to-soar</guid>
		<description><![CDATA[Owners of 4x4s are likely to bear the brunt of changes in the way car insurance is calculated ]]></description>
	</item>

	<item>
		<title><![CDATA[How long does it take to start an IVA up]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=How-long-does-it-take-to-start-IVA-up</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=How-long-does-it-take-to-start-IVA-up</comments>
		<pubDate>Sat, 02 Jun 2007 01:02:30 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=How-long-does-it-take-to-start-IVA-up</guid>
		<description><![CDATA['How long does it take to start an IVA up?' is a question we are often asked here at myIVA-Adviser.com We have written a series of articles which c ]]></description>
	</item>

	<item>
		<title><![CDATA[Jam Not Always So Tasty for Buy-To-Let Rate Tarts]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Jam-Not-Always-So-Tasty-Buy-To-Let-Rate-Tarts</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Jam-Not-Always-So-Tasty-Buy-To-Let-Rate-Tarts</comments>
		<pubDate>Sat, 02 Jun 2007 01:01:36 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Jam-Not-Always-So-Tasty-Buy-To-Let-Rate-Tarts</guid>
		<description><![CDATA[More and more incentives are  being offered to buy-to-let (BTL) mortgage borrowers looking to switch their  BTL mortgage borrowing from one provider ]]></description>
	</item>

	<item>
		<title><![CDATA[EPC 'madness' confirmed in HIPs regulations]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=EPC-madness-confirmed-in-HIPs-regulations-1</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=EPC-madness-confirmed-in-HIPs-regulations-1</comments>
		<pubDate>Sat, 02 Jun 2007 01:00:20 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Property</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=EPC-madness-confirmed-in-HIPs-regulations-1</guid>
		<description><![CDATA[Home information packs will have to include energy performance certificates prepared before the point of first marketing a property together with any ]]></description>
	</item>

	<item>
		<title><![CDATA[IVA Arrangements]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=IVA-Arrangements</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=IVA-Arrangements</comments>
		<pubDate>Wed, 23 May 2007 11:02:54 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=IVA-Arrangements</guid>
		<description><![CDATA[To make arrangements for an IVA you need to contact a specialist IVA provider. At myIVA-Adviser.com we specialise in making IVA arrangements.... ]]></description>
	</item>

	<item>
		<title><![CDATA[Primecover Unoccupied Property Insurance]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Primecover-Unoccupied-Property-Insurance</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Primecover-Unoccupied-Property-Insurance</comments>
		<pubDate>Wed, 23 May 2007 00:46:10 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Primecover-Unoccupied-Property-Insurance</guid>
		<description><![CDATA[Primecover Insurance services now offer unoccupied property insurance.  Visit the site for an instant quote... ]]></description>
	</item>

	<item>
		<title><![CDATA[Big shake-up for car insurance]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Big-shake-up-car-insurance</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Big-shake-up-car-insurance</comments>
		<pubDate>Wed, 23 May 2007 00:44:11 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Big-shake-up-car-insurance</guid>
		<description><![CDATA[Do you drive a 4x4, a sporty diesel or a 'super-mini'? If so, the cost of your car insurance could be about to rise as insurers shake up thei ]]></description>
	</item>

	<item>
		<title><![CDATA[Mortgages for IVA]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Mortgages-IVA</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Mortgages-IVA</comments>
		<pubDate>Wed, 23 May 2007 00:43:40 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Mortgages-IVA</guid>
		<description><![CDATA[Mortgages for IVA holders are usually arranged by specialist mortgage providers. At myIVA-Adviser.com we can help you find such a specialist mortgage ]]></description>
	</item>

	<item>
		<title><![CDATA[Mortgage Exit Fees - Do You Know What You Will Pay?]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Mortgage-Exit-Fees--Do-You-Know-What-You-Will-Pay</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Mortgage-Exit-Fees--Do-You-Know-What-You-Will-Pay</comments>
		<pubDate>Wed, 23 May 2007 00:43:10 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Mortgage-Exit-Fees--Do-You-Know-What-You-Will-Pay</guid>
		<description><![CDATA[Rachael McKay,  Mortgage analyst from moneyfacts.co.uk, comments on the growing number of  providers charging exit fees and the fact that they are in ]]></description>
	</item>

	<item>
		<title><![CDATA[Mortgage lending down as interest worries bite]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Mortgage-lending-down-as-interest-worries-bite</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Mortgage-lending-down-as-interest-worries-bite</comments>
		<pubDate>Wed, 23 May 2007 00:42:38 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Mortgage-lending-down-as-interest-worries-bite</guid>
		<description><![CDATA[January mortgage lending was 11 per cent down on December but in terms of numbers of loans was still 6 per cent higher than the in January 2006, the ]]></description>
	</item>

	<item>
		<title><![CDATA[A safe trip - and big savings]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=safe-trip--big-savings</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=safe-trip--big-savings</comments>
		<pubDate>Sat, 19 May 2007 22:49:00 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Insurance</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=safe-trip--big-savings</guid>
		<description><![CDATA[It seems we prefer bungee jumping and swimming with piranhas to a bucket and spade - But we are less sophisticated when it comes to buying insurance ]]></description>
	</item>

	<item>
		<title><![CDATA[Voluntary arrangement affect attachment earnings]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Voluntary-arrangement-affect-attachment-earnings</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Voluntary-arrangement-affect-attachment-earnings</comments>
		<pubDate>Sat, 19 May 2007 22:48:19 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>IVAs</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Voluntary-arrangement-affect-attachment-earnings</guid>
		<description><![CDATA[If you have an attachment of earnings through a CCJ an IVA will override these payments and the total of your debt will be paid through the IVA. At m ]]></description>
	</item>

	<item>
		<title><![CDATA[Offset Mortgages ? What Can You Really Save?]]></title>
		<link>http://www.financialsurgery.co.uk/story.php?title=Offset-Mortgages--What-Can-You-Really-Save</link>
		<comments>http://www.financialsurgery.co.uk/story.php?title=Offset-Mortgages--What-Can-You-Really-Save</comments>
		<pubDate>Sat, 19 May 2007 22:47:48 UTC</pubDate>
		<dc:creator>bub</dc:creator>
		<category>Mortgages</category>
		<guid>http://www.financialsurgery.co.uk/story.php?title=Offset-Mortgages--What-Can-You-Really-Save</guid>
		<description><![CDATA[The current account and offset mortgage market has showed  strong growth since its launch in the UK in 1994. In 2004 it was worth  �29.2 billion and ]]></description>
	</item>

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